Insurance Loss Adjuster – ANZSCO 599612
- Insurance Loss Adjusters inspect and asses the damage and loss to insured property and business, estimate insurance costs and acts to minimise the cost of claims to an insurance company.
- Skill Level
- Alternative Titles
- Insurance Loss Assessor
Skills Assessment Requirement
Unless you are exempt in very limited circumstances, you are required to have a positive Skills Assessment to apply for the visas listed above.
Skills Assessment authority for Insurance Loss Adjuster is Vocational Education and Training Assess (VETASSESS). To have a positive skills assessment, you must meet the following criteria:
- AQF Certificate IV Qualification in a highly relevant field of study AND at least one year of post-qualification highly relevant employment at an appropriate skill level in the last five years; or
- AQF Certificate IV Qualification that is not a highly relevant field of study AND at least two years post-qualification highly relevant employment at an appropriate skill level in the last five years; or
- AQF Certificate III Qualification in a highly relevant field of study AND at least three yearsof post-qualification highly relevant employment at an appropriate skill level in the last five years.
- Highly relevant fields of study include a major focus in Insurance, Loss Adjusting or Security and Risk Management
According to VETASSESS, if the applicant holds a qualification comparable to AQF Certificate III in a highly relevant field, then three years of highly relevant employment in the last five years is required.
Potential Visa Pathways for Insurance Loss Adjuster
|ANZSCO||Occupation||Skills Assessment||189||190||485||491 (State)||491 (Family)||186 (Direct)||407 (Training)||494 (regional Sponsored)||482 (TSS Short Term)|
|599612||Insurance Loss Adjuster||VETASSESS||x||√||x||√||x||x||√||√||√|
Group: 5996 Insurance Investigators, Loss Adjusters and Risk Surveyors
- Conduct investigations into insurance claims to ensure their validity, inspect and assess the damage and loss to insured properties and businesses, estimate insurance costs, and inspect insured properties to evaluate conditions affecting underwriting standards.
- Examining scenes of incidents resulting in insurance claims to determine causes and effects
- Interviewing witnesses and claimants to obtain details required to assess the validity of claims and identify the parties responsible for accidents, damage and loss, and preparing statements and reports
- Inspecting damaged buildings, equipment and motor vehicles and estimating the cost of repairs
- Estimating business losses resulting from fire, theft and other business disruptions
- Reporting the extent of damage and estimated costs to the insurer
- Inspecting property, buildings and operations of commercial and industrial establishments to assess physical conditions and work practices
- Evaluating the adequacy of security, fire and related systems
- Preparing reports and recommending action to reduce risks
- Compiling data which influence the determination of premium rates
- Skill Level
- In Australia and New Zealand:
Most occupations in this unit group have a level of skill commensurate with the following qualifications and experience:
- Australia (ANZSCO Skill Level 3)
- AQF Certificate III + 2 years on-the-job training; or
- AQF Certificate IV
- New Zealand (ANZSCO Skill Level 3)
- NSQF Level 4 qualification
In some instances, relevant experience and/or on-the-job training may be required in addition to the formal qualification. This occupation may require registration or licensing.
- Australia (ANZSCO Skill Level 3)
- Occupations in this Group
- 599611 Insurance Investigator
- 599612 Insurance Loss Adjuster
- 599613 Insurance Risk Surveyor
How to calculate your points (skilled visas)
To apply for a skilled visa, you need to know how many points you can score. The minimum score to be eligible for application is 65 points. However, depending on your occupation, the competitiveness, and the states you are applying to, you might need to score more points to get an invite.
Points will be given to you based on the following:
- Educational Qualifications
- Points for Professional Year
- Points for NAATI- Credentialled Community Language
- Points for 2 Year Study
- Points for English
- Points for Regional Study
- Points for Work Experience
- Points for Specialist Educational Qualifications (STEM)
- Points for Partner
Click here to calculate your points.
Subclass 190 visa– Skilled Nominated Visa & Subclass 491 visa – Skilled Work Regional (Provisional) Visa
To apply for visa subclass 190 and visa subclass 491, you need to have a nomination from the state/territory government where you want to live and work. Each State and Territory have individual requirements that must be met in order to receive nomination. (See below)
Another difference between the 190 and 491 visa is that you can only apply for visa subclass 491 if you are living and working in regional areas in Australia, while it is not a requirement if you are applying for the 190 visa.
In summary, to be eligible for 190 visa, you need to meet the following criteria:
To check if the state/ territory government requirements for your occupation, refer to the following links
Links to requirements
|New South Wales||
|Australian Capital Territory (ACT)|
The 407 visa a short stay visa for individuals to participate in occupational training or professional development in Australia. This visa is generally valid to stay in Australia for 2 years. Please note this visa is subject to condition 8102 which forbids work apart from the training that is specified in the visa application. You are also required to maintain health insurance whilst in Australia.
To be eligible for visa 407, you need to meet the following criteria:
You can apply for subclass 494 if you have a regional employer who is willing to sponsor you. To be eligible for this visa, you must have at least 3 years of working experience in your nominated occupation and have a relevant skills assessment. With this visa, there is a requirement that you must work for the employer who is sponsoring you.
This visa provides pathway to permanent residency through the 191 visa.
The Subclass 482 visa is a Temporary Skill Shortage visa that requires a sponsorship from an Australian employer. The TSS short term stream visa allows to your live and work in Australia for up to 2 years each time you are granted this visa. You may apply for two 482 visas in the short stream onshore and subsequent ones offshore, as long as the employer is willing to sponsor you. The TSS 482 short term stream does not have a path to permanent residency throught the 186 visa.