Bupa is a healthcare leader in New Zealand and Australia. Globally, Bupa has 18.5 million health insurance customers. Bupa offer a broad range of services including aged care and retirement, dental, optical, health insurance and community wellbeing initiatives, to improve the health of Australians. Overseas Student Health Cover is one of the insurance policies that Bupa offer.
General Overview of Bupa Overseas Visitor Health Cover
Why choose Bupa?
Bupa OVHC provides health insurance cover for the specific visa holders while you are working/visiting in Australia.
- 100% visa compliant plus receive your visa letter instantly
- A global member network
- Experienced – drawing on over 65 years in health
- Affordable – cover from $23.05 per week
What benefits does Bupa provide?
Bupa provide the following benefits to its members who purchase OVHC:
- Save money on a wide range of health, exercise and entertainment
- Range of health and wellness tips, told and apps to look after your health and wellbeing
- Preventative healthcare advice
- Healthy eating recipes
- Tips for a healthy mind
- Advice for pet owners
- You can easily search for medical services on the Bupa app or website
- 24/7 health advice line
What visa types does Bupa OVHC cover?
With Bupa’s working overseas visitors cover, you can enjoy your time in Australia with greater peace of mind. Bupa’s OVHC is suitable for visas 485, 482, 457, 188, 400, 403, 407, 408, 417, 489 and more.
Bupa Overseas Visitor Health Cover
| Health Insurance Benefits | Bupa |
|---|---|
| Visa Compliance | |
| Meets government requirements | √ |
| Instant visa letter | √ |
| Out of Hospital Treatment | |
| Doctor Services | √ 100% of MBS $300 person limit p.a. |
| Antenatal, postnatal and psychiatric benefits | x |
| Prescription medicines | √ $300 per year |
| Hospital Types Covered | |
| Public hospitals | √ |
| Private hospitals - agreement | √ |
| Private hospitals - non-agreement | Minimum benefits |
| In Hospital Inclusions | |
| Excess | $250 per year per person |
| Accomomdation | √ Public and Agreement |
| Prescription Medicines (in hospital) | √ Public and Agreement |
| Surgical implanted prosthesis | √ Public and Agreement |
| Accident and emergency services | √ Public and Agreement |
| Doctor services | √ 100% of MBS |
| In Hospital Specific Services | |
| Pregnancy and related services | √ |
| Rehabilitation | √ |
| Psychiatric or palliative care | √ |
| Gastric Banding | √ Public Only |
| Bone marrow and organ transplant | x |
| IVF and Assisted repoductive services | x |
| Cosmetic surgery | x |
| Other | |
| Emergency ambulance services | √ |
| Gap scheme | √ |
| Repatriation to home country | √ |
| Waiting Periods | |
| In-patient psychiatric, rehabilitation and palliative care | 0 months |
| Pre-existing conditions | 12 months |
| Pregnancy and related services | 12 months |
| Out of hospital prescription medicines | 0 months |
FAQ
How do I receive my health insurance confirmation letter?
Once you have applied for Bupa’s overseas visitors cover, you will receive your health insurance visa letter to support your visa application, by email. Please ensure you provide a valid email address to Bupa on your application for cover.
How do I make a claim with Bupa?
Many Extras providers, such as dentists, physios and optical outlets, have on-the-spot electronic claiming. After your treatment, swipe your Bupa card and your claim will be processed automatically.
If your provider doesn’t do this, you will need to submit a claim to Bupa. The easiest way is online via myBupa. You can also download a form and claim by post, or visit your nearest Bupa store to claim in person.
There are some services that you will need to claim for by post or in person.
How can I get my Bupa membership card?
Once you arrive in Australia, you can order a physical membership card through the Bupa website by creating an online account. Don’t forget to update your membership address. Alternatively, you can access a digital membership card on your mobile phone through the myBupa app.
Book an appointment today for a commitment free briefing with our Registered Migration Agents to find more about your visa options.
