Allianz Care is a medical assistance and insurance company that started in 1983 and was initially called Worldcare. In 2001, they joined the Allianz Group, under the name Mondial Assistance. In 2012, the company rebranded to Allianz Global Assistance. In 2020, they transitioned to the global brand Allianz Care.
The Allianz Group is now one of the largest health insurance providers for international students, workers and visitors to Australia. The provider operates across 70 countries around the world and services 100 million customers.
The Overseas Student Health Cover provided by Allianz Care helps meet visa conditions for student visas. Allianz Care provides access to their products and services online, over the phone, via health and safety apps and face-to-face.
General Overview of Allianz Care Overseas Visitor Health Cover
Your working holiday or holiday visa in Australia may come with a requirement to hold Overseas Visitor Health Cover (OVHC). Allianz Care Australia provides OVHC for a range of eligible visas. From visiting visas to working visas including 485, 485, 417, 600, 601 and 651.
Allianz Care OVHC provides insurance cover for the following visa types:
- 188 Business Innovation & Investment (Provisional)
- 400 Temporary Work (Short Stay Activity)
- 401 Temporary Work (Long Stay Activity)
- 402 Training and Research
- 403 Temporary Work (International Relations)
- 407 Training
- 408 Temporary Activity
- 416 Seasonal Worker Program
- 457 Skilled Temporary Work
- 461 New Zealand Citizen Family Relationship Visa
- 476 Skilled Recognised Graduate
- 482 Temporary Skill Shortage (TSS)
- 485 Temporary Graduate
- 489 Skilled Regional (Provisional)
- 491 Skilled Work Regional (Provisional)
- 494 Skilled Employer Sponsored Regional (Provisional)
- 417 Working Holiday
- 462 Work and Holiday
- 300 Prospective Marriage Visa
- 580 Guardian Visa
- 590 Student Guardian Visa
- 600 Visitor
- 601 Electronic Travel Authority
- 651 eVisitor
- 870 Sponsored Parent (Temporary) Visa
- 010 Bridging Visa A (BVA)
- 020 Bridging Visa B (BVB)
- 030 Bridging Visa C (BVC)
Visa Compliance and Allianz Care OVHC
If your visa type requires you to maintain adequate health insurance while you are in Australia (condition 8501), Allianz Care Australia OVHC policies are considered to provide an adequate level of cover for visa holders.
If your visa type is not subject to condition 8501 and you are not eligible for Medicare, you may like to consider purchasing an Allianz Care Australia OVHC policy to ensure that you have cover for any unplanned medical or hospital care you may need while in Australia.
Allianz Care OVHC Health Cover
| Health Insurance Benefits | Allianz Care |
|---|---|
| Visa Compliance | |
| Meets government requirements | √ |
| Instant visa letter | √ |
| Out of Hospital Treatment | |
| Doctor Services | x |
| Antenatal, postnatal and psychiatric benefits | x |
| Prescription medicines | x |
| Hospital Types Covered | |
| Public hospitals | √ |
| Private hospitals - agreement | √ |
| Private hospitals - non-agreement | Minimum benefits |
| In Hospital Inclusions | |
| Excess | $500 per year per person |
| Accomomdation | √ Public and Agreement |
| Prescription Medicines (in hospital) | √ Public and Agreement |
| Surgical implanted prosthesis | √ All Hospitals |
| Accident and emergency services | √ Public and Agreement |
| Doctor services | √ 100% of MBS |
| In Hospital Specific Services | |
| Pregnancy and related services | √ |
| Rehabilitation | √ |
| Psychiatric or palliative care | √ |
| Gastric Banding | √ |
| Bone marrow and organ transplant | x |
| IVF and Assisted repoductive services | x |
| Cosmetic surgery | x |
| Other | |
| Emergency ambulance services | √ |
| Gap scheme | x |
| Repatriation to home country | √ |
| Waiting Periods | |
| In-patient psychiatric, rehabilitation and palliative care | 2 months |
| Pre-existing conditions | 12 months |
| Pregnancy and related services | 12 months |
| Out of hospital prescription medicines | x |
FAQ
What cover options do I have under Allianz Care OVHC?
There are four cover options with Allianz Care:
- Budget Working Cover
- Standard Working Cover
- Mid Working Cover
- Top Working Cover
Who can be covered under OVHC with Allianz Care?
The people covered under your OVHC will depend on the type of cover you choose. Your Certificate of Insurance will clarify which Allianz Care policy you purchased.
- Single policy – a single policy will provide cover for the primary visa holder only. This policy will not cover dependents, spouses or children.
- Dual family policy – a dual family policy provides cover for the primary visa holder OR either one adult spouse or de-facto partner OR one or more children under the age of 18
- Multi-family policy – a multi-family policy provides cover for the primary visa holder, one adult spouse o de facto partner AND one or more dependent children under the age of 18
How can I get my Allianz Care membership card?
You can access your e-membership card on the Allianz MyHealth mobile app. The e-membership card is accepted at most medical service providers so you do not need a physical membership card. To use the Allianz MyHealth mobile app you can register online and create an account.
How can I make an OVHC claim?
Allianz Care provides two different ways to make an OVHC claim:
- Claim online via the MyHealth online members portal
- Download the MyHealth app to manage all claims via your smart phone
Book an appointment today for a commitment free briefing with our Registered Migration Agents to find more about your visa options.
