CBHS International specialises in affordable health care for those looking to study in Australia. CBHS International ensures that all products are visa compliant. Overseas student health cover is for overseas/international students and is part of Visa requirement 500 allowing you to study in Australia. This insurance provider offers affordable health cover for students and visitors with a 24/7 phone helpline (and interpreters) to help you navigate the Australian health system
General Overview of CBHS International Overseas Student Health Cover
OSHC provides cover for the cost of:
- Consultations from doctors within our network available online or face-to-face
- Treatment and accommodation when admitted to hospital as an inpatient
- Emergency transportation directly to hospital or on the spot treatment due to accident or emergency
- Benefits for prescription medicine listed on Pharmaceutical Benefits Scheme (PBS) Schedule
Visa Compliance and CBHS International OSHC
CBHS International Health’s OSHC health insurance meets the Department of Home Affairs student visa requirements. It provides benefits towards a range of in-hospital and out of hospital treatments, access to doctors and prescription medicine.
OSHC Health Cover
| Health Insurance Benefits | CBHS International Health |
|---|---|
| Visa Compliance | |
| Meets government requirements | √ |
| Apply online | √ |
| In Hospital Treatment | |
| Accommodation | √ |
| Accident and Emergency Services | √ All Hospitals |
| Outpatient and Postoperative | √ |
| Doctor Services | √ 100% of MBS |
| Out of Hospital Treatment | |
| Standard GP Consultation | √ Agreement: 100% of cost Non-Agreement: 100% of MBS |
| Telehealth | √ 100% of MBS |
| Specialists | √ 100% of MBS |
| Pathology and X-rays | √ 100% of MBS |
| Other | |
| Emergency ambulance services | √ |
| Surgically implanted prosthesis | √ |
| Prescription medicines | √ $50 item limit PBS co-payment $300 limit person limit p.a. |
| Waiting Periods | |
| Pre-existing psychiatric | 2 months |
| Pre-existing conditions | 12 months |
| Obstetrics | 12 months |
| Extra Features | |
| Refund Policy | √ Limited fees apply |
| Support Services | √ 24hr health and emergency support line |
FAQ
What happens after I arrived in Australia?
Once you arrive in Australia it is important that you ACTIVATE your health cover. You can do this online, via email or phone call to CBHS.
You will then receive your membership in the mail within three business days. This card is what you use upon attending doctor appointments, hospital admissions or any other health care claims.
Do CBHS International need to see my passport or visa documents?
CBHS International Health may ask you to provide a copy of your passport and/or visa for any person covered by the CBHS International Health Overseas Student Health Cover (OSHC) policy before paying benefits.
By submitting an application for Overseas Student Health Cover (OSHC), you consent to CBHS International Health verifying your visa details with DoHA.
What does CBHS International Overseas Student Health Cover NOT cover?
CBHS International Overseas Student Health Cover does not cover you for the following:
- Cosmetic surgery
- Assisted reproductive services
- Fees charged by a doctor above the amount we pay benefits for
- Non-Pharmaceutical Benefits Scheme (PBS), high cost drugs
- Treatment of services within the waiting periods
When will I receive my visa compliance letter?
CBHS International provides visa compliance letters via email. You will receive the compliance letter immediately upon payment of your Overseas Student Health Cover.
Book an appointment today for a commitment free briefing with our Registered Migration Agents to find more about your visa options.
