Insurance Investigator – ANZSCO 599611

Insurance Investigators conduct investigations into insurance claims to ensure their validity. Registration or licensing is required.

Skill Level

3

Skill Assessment Requirement

Unless you are exempt in very limited circumstances, you are required to have a positive Skills Assessment to apply for the visas listed above.

Skills Assessment authority for Insurance Investigator is Vocational & Education Training Assessment (VETASSESS). To have a positive skills assessment, you must meet the following criteria:

• AQF Certificate IV Qualification in a highly relevant field of study AND at least one year of post-qualification highly relevant employment at an appropriate skill level in the last five years; or
• AQF Certificate IV Qualification that is not a highly relevant field of study AND at least two years post-qualification highly relevant employment at an appropriate skill level in the last five years; or
• AQF Certificate III Qualification in a highly relevant field of study AND at least three years of post-qualification highly relevant employment at an appropriate skill level in the last five years.
• Highly relevant fields of study include:
  • General Insurance
  • Loss Adjusting
  • Security
  • Risk Management
  • Business
• To achieve a positive skills assessment, the applicant must meet the qualification and employment experience requirements.

Important

According to VETASSESS, pre-qualification experience for Operating Theatre Technicians may be considered in a skills assessment if the experience meets the following requirements:

• Three years of relevant employment;
• One year of highly relevant employment performed at the required skill level; and
• The employment experience was gained in the last five years

Potential Visa Pathways for Insurance Investigator

ANZSCO	Occupation	Skills Assessment	189	190	485 (Graduate Work)	491 (State)	491 (Family)	186 (Direct)	407 (Training)	494 (regional Sponsored)	482 (TSS Medium Term)
599611	Insurance Investigator	VETASSESS	x	x	x	x	x	x	x	√	x

Group: 5996 Insurance Investigators, Loss Adjusters and Risk Surveyors

Description

Conduct investigations into insurance claims to ensure their validity, inspect and assess the damage and loss to insured properties and businesses, estimate insurance costs, and inspect insured properties to evaluate conditions affecting underwriting standards.

Tasks

• Examining scenes of incidents resulting in insurance claims to determine causes and effects
• Interviewing witnesses and claimants to obtain details required to assess the validity of claims and identify the parties responsible for accidents, damage and loss, and preparing statements and reports
• Inspecting damaged buildings, equipment and motor vehicles and estimating the cost of repairs
• Estimating business losses resulting from fire, theft and other business disruptions
• Reporting the extent of damage and estimated costs to the insurer
• Inspecting property, buildings and operations of commercial and industrial establishments to assess physical conditions and work practices
• Evaluating the adequacy of security, fire and related systems
• Preparing reports and recommending action to reduce risks
• Compiling data which influence the determination of premium rates

Skill Level

Most occupations in this unit group have a level of skill commensurate with the qualifications and experience outlined below.
In Australia:
AQF Certificate III including at least two years of on-the-job training, or AQF Certificate IV (ANZSCO Skill Level 3)

In New Zealand:
NZ Register Level 4 qualification (ANZSCO Skill Level 3)

At least three years of relevant experience may substitute for the formal qualifications listed above. In some instances relevant experience and/or on-the-job training may be required in addition to the formal qualification.
Registration or licensing may be required.

Occupations in this Group

• 599611 Insurance Investigator
• 599612 Insurance Loss Adjuster
• 599613 Insurance Risk Surveyor