Assurance of Support (AOS) Bond

Who Can Give an Assurance of Support?

Generally the Assurance of Support is provided by a family member living in Australia, however it is not necessary for the assurer to be a relative, so long as they can show sufficient taxable income in Australia to meet the requiremnts to be approved as an assurer.

Assurances of support can also be given by Corporations or Unincorporated Bodies. It is also possible for up to 3 people to lodge a joint assurance of support – in this case, the income of each person can be counted towards the required minimum.

Limitations on Assurances of Support

It is only possible for an individual to act as assurer for two adults at a time. There is no limit to the number of people a company can assure at once.

Types of Assurance of Support

There are 2 types of Assurance of Support:

• Mandatory or Bonded Assurance of Support
• Discretionary or Unbonded Assurance of Support

A Mandatory Assurance of Support is required for Parent (103), Aged Parent (804), Contributory Parent (143), Contributory Aged Parent (864), Remaining Relative (115 and 835) and Aged Dependent Relative (114 and 838) visas. For these types of visa, the Assurance of Support is required for grant of the visa in all cases.

For Mandatory Assurances of Support, a bond is payable. The bond is held for 2 years for most types of visa (or 10 years for contributory parent visas). Centrelink payments which are claimed by the visa applicant and migrating family are deducted first from this bond, and any amount in excess of the bond is recovered from the assurer.

A Discretionary Assurance of Support can be requested by the Department of Home Affairs for a wide range of visas, but is most often requested where sponsorship is required for grant of the visa – for instance child visas. Most commonly, a Discretionary Assurance of Support is requested where the income of the sponsor is quite low. No bond is required for the Discretionary Assurance of Support, but a similar income requirement applies (except if the assurer is single with no child dependents).

Note that from 1 January 2012, no Assurance of Support is required for provisional partner visas.

Financial Requirements to be an Assurer

Assurers must meet minimum taxable income requirements. The income can only be evidenced by Australian Taxation Office (ATO) Notices of Assessment. The Notices of Assessment are issued by the ATO when the assurer lodges their tax return, and indicate the taxable income.

The assurer must meet the income test for the current and previous financial year. This means an ATO Notice of Assessment for the previous financial year (or the year before, if it is not yet available), plus proof of current income such as payslips. You can check your eligibility with the Services Australia Assurance of Support checker. The assurer also needs to show that the income is still at the required minimum, by providing a letter from their employer or payslips.

Note that assets cannot generally be taken into consideration in assessing the financial capacity as an assurer. The only situation where these can be taken into account is where the Assurance of Support is discretionary, and the income is within 10% of what is required.

Family visa guides

• Partner visa Australia
• Onshore partner visa (820 and 801)
• Offshore partner visa (309 and 100)
• Prospective Marriage visa (300)
• Partner visa costs
• Parent visa Australia
• Sponsored Parent visa (870)
• Parent visa costs
• Child visa Australia
• Relative visa options
• Family visa processing times
• Partner visa assessment